ChatVBT
Welcome to ChatVBT, hosted by Viktoria B. Toth Licensed Mental Health Counselor, EMDR Therapist, and thoughtful guide through the chaos of modern life.
In a world increasingly shaped by artificial intelligence, endless notifications, and digital noise, ChatVBT offers something rare: space to slow down, think deeply, and reconnect with what makes us human.
Each episode blends grounded insight with raw conversation, as Viktoria explores identity, presence, technology, and the emotional undercurrents we rarely stop to notice.
Whether you’re a curious listener, a deep feeler, or just craving something real, this is your place.
New episodes every week.
Real talk. No algorithms required.
Connect deeper. Live fuller. Stay human.
ChatVBT
Technology's Impact on the Mortgage Process
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Viktoria B. Toth
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Season 1
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Episode 9
In today's episode, Viktoria sits down with Caroline Fissel, Mortgage Loan Originator NMLS#900737 to discuss how technology has impacted the mortgage process.